Sunday, August 31, 2014


MCT-FCU offers several account types to suit a variety of needs.

A $25.00 deposit establishes your membership and provides you with access to all services offered by the Credit Union. Savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States Government.


Your Share (savings) Account is your gateway to all the services our members enjoy. Your $50 deposit makes you an MCT member, earning a competitive dividends (interest) rate.


MCT Certificates offer a great rate and the safety of a credit union deposit. Each member is insured up to $250,000 by the National Credit Union Administration (NCUA), backed by the full faith and credit of the United States government, so you know your money is safe as it grows!


With only a $5.00 deposit, your child can become a Member of MCT.  KidzKash accounts are for any child under the age of 18, and convert automatically to regular Shares at age 18. Kids get a quarterly statement, which helps them see their money grow. What a great way to introduce any child to the basics of banking.


Need a separate account designated just for “T”axes? That’s our “T” Account. Add up your tax bills and divide them by 12. Then deposit that much each month into your “T” and when your taxes are due, you will be ready! Convenient and effective, our “T” Accounts are a popular option for many homeowners.


MCT has CHRISTMAS CLUB and VACATION CLUB accounts that you can open any time of year. But, to get a full year of contributions, you should open your Christmas Club by October and Vacation Club by July.  For your convenience, we automatically transfer the proceeds of your Club Account deposits directly into your savings or checking account, whichever you designate! There is no minimum deposit required for Club Accounts (membership Share Account required), and you can make deposits on your schedule.


MCT is open Monday - Saturday at 9 am. The branch closes at 4:30 pm Mon - Wed., at 5 pm on Thursday and at 6 pm on Friday. Saturday hours are 9 am - 12 noon, for the drive-thru only.