Friday, April 25, 2014


We make the loan process easy with our signature quick turn-around. When you need to borrow, think MCT first for service that’s fast, friendly and focused on you.


MCT will finance your new vehicle up to 100% for up to 84 months. Pre-approval is also available, in case you haven’t yet found your dream ride. For those who already know what they want, simply bring us your Bill of Sale bearing the dealer’s name and address, along with a comprehensive description of the vehicle. Interest rates vary with loan term. Check with us for current limits and loan requirements.  If a gently used ride is more your style, MCT will lend you up to 100% of the “Book Value” on used vehicles less than seven (7) years old. Rates and terms depend on the model year purchased and are based upon creditworthiness, but all MCT auto loans feature our superfast 24 hour turn-around.


Bikers will love our great low rates with terms up to five years. Finance 90% of the list price or book value of that dream bike.


Spruce up your home, buy a car, or consolidate higher interest loans or credit cards. You can have one monthly payment at a lower interest rate. Borrow up to $150,000 with terms up to 15 years.


MCT’s Classic VISA Card lets you purchase items or take cash advances at one of the lowest rates you’ll find.


At MCT you can finance up to 100% of list price or book value on your new or used motor home or RV. Then take up to 10 years (used) or 12 years (new) to pay it back at a low rate.


Even your boat can be financed at up to 100% of the list price or book value and take up to 8 years to repay.


There are times when a personal loan is the best way to go. Maybe you need new furniture, have to pay taxes or need some extra cash for that special project. We keep our personal loan rates low, so you can get the cash you need, when you need it.


Our Christmas Loans are designed to help you have exceptional holidays. We call it our “Triple Twelve” loan, because you can borrow up to $1200 for 12 months at 12 percent. Apply anytime between October 1 and December 24 and get our signature quick turnaround.


Whether your dream vacation is a sunny beach, a mountain trail or a casual cruise, a Vacation Loan can help you make it happen. Available year-round, borrow up to $2000 and take a whole year to repay.


Think you can’t get a loan? Maybe you can! If the money in your Share (savings) Account matches the amount you want to borrow, check with us. We want to help and would like to talk with you.